His career spans senior roles at Lloyds Banking Group, Santander UK, and Virgin Money where he built a reputation for combining investigative precision with practical scalable solutions.
Scott has led groundbreaking initiatives in fraud detection – most scaling transaction monitoring from 40 million to close to one billion in annual flow within three years and reducing false positives by 80% through intelligent rule design and system enhancement. He has built custom fraud detection tools within AWS, drafted second-line AML and fraud policies and presented performance insights to MLROs, Payments Directors and senior stakeholders.
At WRS, Scott applies his knowledge in SAR reporting, KYC/KYB and fraud strategy to help clients affected by financial crime bringing a forensic, evidence-led approach to every case.