Revolut Scam Refunds

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Have you lost money to a Revolut scam?

A person holds a scam alert sign over a laptop to warn against online bank fraud.

Wealth Recovery Solicitors helps Revolut scam victims recover money Revolut has refused to refund following APP fraud, impersonation scams, and fraudulent bank transfers. Get a free consultation with our specialist team and pursue your claim on a no-win, no-fee basis.

Start your claim

How Do Revolut Scams Work?

Revolut is frequently targeted by scammers because payments move quickly and funds can be transferred internationally in seconds. Criminals exploit the speed of the platform to move stolen money before victims realise they have been deceived, making recovery more difficult without fast action and specialist support. Many scams begin through phishing, vishing and smishing scams designed to steal login details or security codes. Fraudsters also carry out Revolut impersonation scams, safe account fraud and spoofing scams to pressure victims into transferring money. Revolut is also commonly used in investment scams and cryptocurrency fraud cases where funds are quickly converted into crypto or moved across multiple accounts.

Liam Ben Ari, Head of Crypto Investigations

How to Spot a Revolut Scam

Revolut scams often rely on urgency, fear, and pressure. Be cautious if someone claiming to be from Revolut, HMRC, or the FCA asks you to move money to a “safe account”, share verification codes, or act immediately. Common red flags include: Unexpected calls, texts, or emails Requests for one-time passcodes Pressure to move money quickly Claims your account is at risk Guaranteed investment returns Links to unofficial login pages

WRS team

What Should You Do If You Have Lost Money to a Revolut Scam?

Act quickly. Report the fraud to Revolut through the app, freeze your card, change your passwords, and secure any linked accounts immediately. You should also report the scam to Action Fraud and keep copies of all evidence connected to the fraud, including: Screenshots of messages and transactions Chat logs and emails Payment confirmations Wallet addresses and transaction IDs Details of every transfer made If you are unsure how to claim money back from Revolut scam losses, Wealth Recovery Solicitors offers free consultations with no obligation.

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Can You Recover Money Lost to a Revolut Scam?

Yes. Under the PSR mandatory reimbursement scheme introduced on 7 October 2024, eligible APP fraud victims may recover up to £85,000 from Revolut, subject to a £100 excess and a 13-month reporting window. APP fraud happens when scammers manipulate you into authorising a payment yourself. Key reimbursement rules include: Maximum reimbursement: £85,000 Consumer excess: £100 Reporting deadline: 13 months Applies to qualifying APP fraud claims Many Revolut app fraud refund claims are rejected because Revolut alleges “gross negligence”. This is a high legal threshold that Revolut must prove with evidence. Wealth Recovery Solicitors helps clients challenge refusals and escalate claims to the Financial Ombudsman Service where appropriate.

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Why Choose Wealth Recovery Solicitors?

Wealth Recovery Solicitors is a specialist fraud recovery law firm, not a claims management company.

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    Over £66 Million Recovered for Clients

    Wealth Recovery Solicitors has recovered more than £66 million for clients over the past three years. This includes victims of Revolut bank fraud, APP scams and investment fraud. Our solicitors combine legal expertise with forensic investigation techniques to pursue recovery through every available route.

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    No-Win, No-Fee from Start to Finish

    We understand the financial pressure scam victims face after losing money to fraud. That is why eligible claims are handled on a no-win, no-fee basis. You only pay if funds are successfully recovered.

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    SRA Regulated Solicitors

    Wealth Recovery Solicitors is regulated by the Solicitors Regulation Authority in England and Wales. Your case is handled by qualified solicitors with experience in fraud recovery and financial disputes. This is an important difference when comparing Revolut bank fraud solicitors UK and unregulated recovery companies.

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Join satisfied clients who’ve recovered their lost funds with WRS.

Speak to a Revolut Recovery Specialist Today

If you have lost money through a Revolut scam, early action can improve the chances of recovery. Wealth Recovery Solicitors offers free consultations and no-win, no-fee funding options for eligible claims. There is also a strict 13-month reporting window for many APP fraud claims. Our team helps clients pursue Revolut fraud refund and Revolut app fraud refund claims through Revolut and the Financial Ombudsman Service. We support victims of impersonation scams, investment fraud, cryptocurrency scams and online banking fraud across the UK.

Start your Claim

Frequently Asked Questions

  • Will Revolut refund me if I have been scammed?

    Under the PSR mandatory reimbursement scheme introduced in October 2024, Revolut must reimburse many APP fraud victims up to £85,000, subject to a £100 excess. Eligibility depends on the circumstances of the payment and whether the claim falls within the reporting deadline. If Revolut refuses your claim, you can escalate the matter to the Financial Ombudsman Service or seek support from specialist solicitors. Wealth Recovery Solicitors can assess your case and advise on the best recovery route.

  • How long do I have to make a Revolut fraud claim?

    Fraud should normally be reported within 13 months of the final fraudulent transaction. Revolut must then investigate the claim and provide a response. If you want to escalate the complaint to the Financial Ombudsman Service, Revolut should first be given eight weeks to respond. Contact Wealth Recovery Solicitors if you are unsure whether your claim is still within time.

  • What if Revolut says I acted negligently?

    Gross negligence is a high legal threshold that Revolut must support with evidence. A sophisticated scam or momentary panic does not automatically prevent reimbursement. Wealth Recovery Solicitors reviews whether Revolut provided adequate warnings and whether the refusal is legally defensible. Many rejected claims can still be challenged successfully.

  • Can I escalate my Revolut claim to the Financial Ombudsman Service?

    Yes. If Revolut rejects your complaint or fails to resolve the matter within eight weeks, you can escalate the dispute to the Financial Ombudsman Service. The Ombudsman is an independent body with powers to order reimbursement or compensation. Wealth Recovery Solicitors can prepare and submit the complaint on your behalf.

  • Is cryptocurrency transferred through Revolut covered by the reimbursement scheme?

    Some cryptocurrency-related fraud claims may still qualify for reimbursement. This usually depends on whether the original payment was made in GBP before funds were converted into cryptocurrency. Every case depends on its facts and payment structure. Wealth Recovery Solicitors can review your transactions and advise on the available recovery options.

  • How do scammers move money through Revolut so quickly?

    Revolut processes payments in real time with fewer delays than many traditional banks. Scammers use this speed to transfer funds rapidly across multiple accounts or convert money into cryptocurrency. This reduces traceability and makes quick reporting extremely important.

  • What is the difference between a Revolut impersonation scam and a spoofing scam?

    A Revolut impersonation scam involves a fraudster pretending to be Revolut staff or another trusted authority. Spoofing scams use technology to make fake calls, emails or messages appear genuine. The two techniques are often used together to build trust and pressure victims into making payments.

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